Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Related Content The Business Cycle Understanding the economy's cycles can help put current business conditions in better perspective. When Heirs are Imperfect The money problems or bad lifestyle habits of adult children could lead to the squandering of any inheritance they receive. The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are.