When Do You Need a Will? When do you need a will? The answer is easy: Right Now. Share | Related Content Financial Hacks for Millennials: It is Prime Time to Save While research shows you are saving and earning more than your parents, (woohoo!), are you preparing for the future you want? How can you ensure you are on track to make the most out of these important decades? Income Protection for Millennials Income protection insurance can replace earnings during a disability and recovery. 5 Smart Investing Strategies Getting what you want out of your money may require the right game plan.